PEO Exit Insights

Guides, cost analyses, and practical advice from the team that's managed hundreds of PEO transitions.

PEO Cost Analysis — New

5 Numbers to Pull from Your PEO Invoice Before Your Next Renewal

Before you sign another year with your PEO, run these five calculations. Most companies have never done this. What you find may change your decision entirely.

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Investigative — New

Insperity Is in Trouble: What It Means for Your PEO and Why Now May Be the Time to Leave

Insperity posted a $7 million net loss in 2025, cut 4% of staff, and saw its stock drop over 60%. If you're an Insperity client, here's what the financial distress, rising healthcare costs, and declining service quality mean for your business.

Read article → Case Study — New

Inside a Real PEO Exit: How We Found $121K in Annual Savings for a 62-Employee Tech Company

A forensic walkthrough of an actual PEO exit analysis. Real invoices, real market quotes, real savings. See exactly how we took apart a PEO's bundled pricing and found $121,000 in annual savings — line by line.

Read the full case study → Funding Strategy

Fully Insured vs. Level-Funded vs. Self-Funded: Which Is Right After Leaving Your PEO?

Your PEO kept you on a fully insured master plan. Now that you're leaving, you have options. Here's how to evaluate which funding mechanism fits your company's risk profile and budget.

Read article → PEO Costs

How Much Does It Really Cost to Stay in a PEO?

Most companies in a PEO don't know what they're actually paying. We break down the hidden costs buried in bundled invoices, from admin fees to medical markups to workers' comp padding.

Read article → ADP TotalSource

How to Leave ADP TotalSource: A Step-by-Step Guide

ADP TotalSource is the largest PEO in the country. Leaving it is completely doable, but you need a plan. Here's exactly how the process works, from contract review to go-live.

Read article → Exit Checklist

PEO Exit Checklist: Everything You Need Before You Leave

A practical, line-by-line checklist from the team that's handled hundreds of PEO exits. Documents, timeline, benefits, HRIS, compliance, and what to expect at every phase.

Read article → Workers' Comp & EPLI

Workers' Comp and EPLI Inside a PEO: What You're Really Paying

Your PEO bundles these coverages into your invoice and marks them up. Here's what that convenience actually costs and what standalone coverage looks like.

Read article → 401(k) Transition

Your 401(k) When Leaving a PEO: What Happens and How to Transition It

The 401(k) is one of the most misunderstood pieces of a PEO exit. Here's what actually needs to happen, when, and what to watch out for.

Read article → Tax Credits

Is Your PEO Claiming Your Tax Credits?

PEOs file taxes under their own EIN. That means federal and state tax credits your business earned — WOTC, R&D, FICA tip credits — may be going to them, not you.

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