Leaving Insperity?
See the real numbers.
Insperity's own 10-K admits gross profit per WSEE is 113% above industry averages. That's not a compliment. It's a cost disclosure. Here's exactly what you're paying and what standalone alternatives look like.
The 4 reasons Insperity clients call us.
We've helped manufacturing, professional services, and distribution companies exit Insperity, typically in the 75 to 350 employee range.
Premium Priced By Design
Per Insperity's SEC filings, gross profit per worksite employee runs 113% above the industry average. Translation: their model is built to extract more margin from each of your employees.
Workplace Solutions Markup
Insperity bundles workers' comp, EPLI, and ancillary insurance with undisclosed markup. Unbundling these lines consistently reveals significant savings.
One-Size-Fits-All Benefits
Insperity's master health plan means your employees get what Insperity negotiated, not what the market offers for your specific group. For companies 50+, standalone quotes often beat the master plan substantially.
Limited Technology Choices
Premier is Insperity's platform. It works, but it's not modern. If your team wants Paylocity, Rippling, or Paycor, you need to exit.
From Insperity invoice to
market-ready in 4 steps.
Same forensic process we use for every PEO exit, customized for Insperity's specific invoice structure and carrier relationships.
Insperity Invoice Forensics
We extract your Insperity invoices line by line. Admin fees, insurance spreads, workers' comp markup, and pass-through costs all separated and quantified.
Census Cross-Reference
Your employee census gets mapped against Insperity's tier structures to calculate accurate per-employee cost profiles and exposure.
Full Market RFP
We run competitive RFPs across medical carriers (UHC, Aetna, Cigna, BCBS, Kaiser), HRIS platforms, workers' comp, and ancillary lines.
Decision Workbook
Comprehensive Excel workbook with rate cards, enrollment data, invoice breakdown, and market comparison. One document, every number.
What companies leaving Insperity ask most.
How much does a Insperity exit analysis cost?
Nothing. The analysis is 100% free with no obligation. We extract your Insperity invoices line by line, map your census data, and show you exactly what you would save transitioning to standalone benefits, payroll, and HRIS. If you move forward, we earn standard broker commissions from carriers, never from you.
How long does a Insperity exit take?
The analysis takes 1 to 2 weeks from the time we receive your Insperity invoices and census. Full exit execution (carrier selection, enrollment, payroll/HRIS implementation, COBRA coordination) typically runs 60 to 90 days depending on your target effective date.
What size companies leave Insperity?
The sweet spot is typically 40 to 300 employees. Below 40, PEO economics can still work. Above 300, almost any mid-market broker can beat PEO pricing. The 40 to 300 band is where the exit math gets clearest.
Will my employees lose benefits during a Insperity exit?
No. We coordinate effective dates so your new standalone benefits start the day after your Insperity termination. Employees experience a plan change, not a coverage gap. We manage enrollment, ID card distribution, and employee communication.
What does a Insperity exit replace?
Everything Insperity bundles: group medical, dental, vision, life, disability, workers' compensation, EPLI, payroll processing, HRIS, and compliance support. We run a full RFP across carriers (UHC, Aetna, Cigna, BCBS, Kaiser) and HRIS platforms (Paylocity, Gusto, ADP Workforce Now, Rippling, Paycor) and build a tailored replacement stack.
Get your free Insperity
exit analysis.
Find out exactly what Insperity is costing you and what you could save with a standalone approach. No obligation, no pressure, just real numbers.
- Line-by-line breakdown of your Insperity invoice
- Census-matched employee cost profiles by tier
- Full market RFP across major carriers and HRIS platforms
- Comprehensive decision workbook delivered in 1 to 2 weeks
- 100% free, we're paid by carriers, never by you
Request Your Free Analysis
Submit and we'll be in touch within 24 hours.
Sources & Methodology
SEC filings cited: Insperity, Inc. Annual Report (Form 10-K) disclosures on gross profit per worksite employee and segment margins, including Insperity's own statement that gross profit per WSEE exceeds industry averages.
Savings methodology: Savings figures reference recoverable PEO overhead (admin fees, insurance loads, workers' comp markup, technology and compliance fees) net of wages and statutory payroll taxes. Results vary based on census, industry, geography, and renewal timing.
Case study: Specialty Manufacturing, 218 employees, $189,250 annual savings identified during exit analysis engagement.
Leaving Insperity with LeavePEO
LeavePEO is the national PEO exit practice at IMA Financial Group, the 2nd largest independent insurance brokerage in the United States. We specialize in helping companies exit Insperity and transition to standalone benefits, payroll, and HRIS solutions tailored to their workforce.
Our Insperity exit process starts with a line-by-line invoice extraction to identify the recoverable overhead (admin fees, insurance loads, workers' comp markup, compliance fees) buried in your PEPM. We then run a full market RFP across UHC, Aetna, Cigna, BCBS, Kaiser, and other major medical carriers, plus HRIS platforms like Paylocity, Gusto, Rippling, ADP Workforce Now, and Paycor. The analysis is free, delivered in 1 to 2 weeks, and comes with a comprehensive Excel workbook showing every number.
Whether you're a CFO, HR leader, or business owner evaluating a Insperity exit, we provide the forensic data and market comparison you need to decide with confidence. We serve companies nationwide with 40 to 1,500+ employees.