Leaving Justworks?
See the real numbers.
Justworks is great at getting you started. As you scale past 50 to 75 employees, the flat-fee PEPM model starts costing more than standalone alternatives. Here's the exit math.
The 4 reasons Justworks clients call us.
We help fast-growing companies exit Justworks, typically in the 50 to 150 employee range.
Scaling Out of the Sweet Spot
Justworks works well for startups and small teams. Once you cross 50 to 75 employees, the economics shift. Standalone benefits, payroll, and HRIS routinely beat Justworks' bundled PEPM.
Limited Plan Flexibility
Justworks offers a curated set of plans. Your growing team may want richer coverage, broader networks, or level-funded options that Justworks doesn't provide.
Co-Employment as You Grow
The co-employment structure matters less at 15 employees. At 100+ employees, it starts creating friction with tax filings, state registrations, and employer branding.
Tech Consolidation Limits
Justworks is Justworks. If your team prefers Rippling, Gusto, Paylocity, or specialized HRIS, you need to exit to get there.
From Justworks invoice to
market-ready in 4 steps.
Same forensic process we use for every PEO exit, customized for Justworks's specific invoice structure and carrier relationships.
Justworks Invoice Forensics
We extract your Justworks invoices line by line. Admin fees, insurance spreads, workers' comp markup, and pass-through costs all separated and quantified.
Census Cross-Reference
Your employee census gets mapped against Justworks's tier structures to calculate accurate per-employee cost profiles and exposure.
Full Market RFP
We run competitive RFPs across medical carriers (UHC, Aetna, Cigna, BCBS, Kaiser), HRIS platforms, workers' comp, and ancillary lines.
Decision Workbook
Comprehensive Excel workbook with rate cards, enrollment data, invoice breakdown, and market comparison. One document, every number.
What companies leaving Justworks ask most.
How much does a Justworks exit analysis cost?
Nothing. The analysis is 100% free with no obligation. We extract your Justworks invoices line by line, map your census data, and show you exactly what you would save transitioning to standalone benefits, payroll, and HRIS. If you move forward, we earn standard broker commissions from carriers, never from you.
How long does a Justworks exit take?
The analysis takes 1 to 2 weeks from the time we receive your Justworks invoices and census. Full exit execution (carrier selection, enrollment, payroll/HRIS implementation, COBRA coordination) typically runs 60 to 90 days depending on your target effective date.
What size companies leave Justworks?
The sweet spot is typically 40 to 300 employees. Below 40, PEO economics can still work. Above 300, almost any mid-market broker can beat PEO pricing. The 40 to 300 band is where the exit math gets clearest.
Will my employees lose benefits during a Justworks exit?
No. We coordinate effective dates so your new standalone benefits start the day after your Justworks termination. Employees experience a plan change, not a coverage gap. We manage enrollment, ID card distribution, and employee communication.
What does a Justworks exit replace?
Everything Justworks bundles: group medical, dental, vision, life, disability, workers' compensation, EPLI, payroll processing, HRIS, and compliance support. We run a full RFP across carriers (UHC, Aetna, Cigna, BCBS, Kaiser) and HRIS platforms (Paylocity, Gusto, ADP Workforce Now, Rippling, Paycor) and build a tailored replacement stack.
Get your free Justworks
exit analysis.
Find out exactly what Justworks is costing you and what you could save with a standalone approach. No obligation, no pressure, just real numbers.
- Line-by-line breakdown of your Justworks invoice
- Census-matched employee cost profiles by tier
- Full market RFP across major carriers and HRIS platforms
- Comprehensive decision workbook delivered in 1 to 2 weeks
- 100% free, we're paid by carriers, never by you
Request Your Free Analysis
Submit and we'll be in touch within 24 hours.
Sources & Methodology
Data sources: Industry benchmarking data, publicly available Justworks pricing disclosures, and competitive market RFP results from prior Justworks exit engagements.
Savings methodology: Illustrative savings range based on typical recoverable PEO overhead for a 75-employee company. Actual savings vary by census, industry, geography, and Justworks plan tier (Basic vs. Plus). Numbers represent estimated annual PEO overhead, not total invoice.
Leaving Justworks with LeavePEO
LeavePEO is the national PEO exit practice at IMA Financial Group, the 2nd largest independent insurance brokerage in the United States. We specialize in helping companies exit Justworks and transition to standalone benefits, payroll, and HRIS solutions tailored to their workforce.
Our Justworks exit process starts with a line-by-line invoice extraction to identify the recoverable overhead (admin fees, insurance loads, workers' comp markup, compliance fees) buried in your PEPM. We then run a full market RFP across UHC, Aetna, Cigna, BCBS, Kaiser, and other major medical carriers, plus HRIS platforms like Paylocity, Gusto, Rippling, ADP Workforce Now, and Paycor. The analysis is free, delivered in 1 to 2 weeks, and comes with a comprehensive Excel workbook showing every number.
Whether you're a CFO, HR leader, or business owner evaluating a Justworks exit, we provide the forensic data and market comparison you need to decide with confidence. We serve companies nationwide with 40 to 1,500+ employees.